Brief Outline


● With travel shield insurance policies, enjoy the lowest monthly premium insurance
● You can request a 100% refund in case you are not granted a Visa before the effective date.
● The travel shield student insurance policy also allows the applicants to ask for a partial refund if the parents move out of Canada before one year.


Eligibility Criteria


● In order to become eligible for a travel shield travel insurance plan, you need to be a visitor to Canada under a valid Visa.
● The age requirements for eligibility are between 15 days to 90 years.
● The candidate must be healthy, with no history of any terminal illness diagnosis.


How to Report A Claim?

If you are seeking a travel shield visitor insurance, and you need to make a claim, presenting the following documents is mandatory.
● Properly filled claim form.
● Original and accurate bills of medical treatments.
● Receipt of prescribed medications.
● A copy of the flight ticket, passport, and boarding pass to confirm the entry of the applicant into Canada.
● Submission of a well-written and detailed proof before 90 days from the date of filing the receipt.


How to Ask for a Refund?

When an insured individual asks for a premium refund, the company will deduct a fee as per policies. The rules that one should know about refunds when applying for travel shield super visa insurance are:
● There will be no fee deduction if the visa is rejected before the effective date.
● A deduction of $250 occurs when the visa is cancelled before the departure.
● A deduction of $50 occurs when the visa is cancelled prior to the arrival to the country of citizenship/origin.
● A deduction of $250 occurs when the visa is cancelled before the expiration, and if the applicant is present in Canada.
● It is vital to submit written proof within 90 days of the confirmation of the policy, i-e the date when the transaction to buy the insurance plan is made.
Important Notice: An individual cannot request a refund if the claims have not been paid. Moreover, if the refund amount is less than $20, no such queries will be entertained.


Travel Shield Insurance Plans

● Travel Shield Plan A

Facilities:


● Accommodation for Hospitals: The insurance will take care of the coverage for ward rooms and ICU.
● Healthcare Services: Only cater to medical services that are under the supervision of licensed physicians.
● Diagnostic Services: The insurance policy does not cover the costs for MRI, CAT, biopsies, and ultrasound.
● Medicine Prescriptions: The policy-holder can enjoy a drug coverage of $5,000.
● Private Hospitality Needs: The insurance can entertain private nurse expenses under a range of $5,000.
● Paramedical Services: You can enjoy maximum coverage of $3,000 for paramedical services.
● Dental Services: The policy covers an expenditure of $2,000 for dental treatment.
● Follow-up Visits: The cost of 3 visits is covered by the insurance policy.
● Per day Hospital Allowance: From $50 to $250.
● Emergency Air Ambulance.
● Food and Accommodation: The maximum coverage that the insurance policy offers is $1,000.


Travel Shield Plan B

Facilities:


● Hospital Accommodation: The insurance policy covers the expenses of semi-private rooms and ICU.
● Healthcare Services: Only cater to medical services that are under the supervision of licensed physicians.
● Diagnostic Services: The insurance policy does not cover the costs for MRI, CAT, biopsies, and ultrasound.
● Medicine Prescriptions: The policy-holder can enjoy a drug coverage of $1,000.
● Private Hospitality Needs: The insurance can entertain private nurse expenses under a range of $5,000.
● Paramedical Services: You can enjoy maximum coverage of $5,00 for paramedical services.
● Dental Services: The policy covers an expenditure of $3,000 for serious dental treatment like accidental injury and $500 for general pain.
● Follow-up Visits: The cost of 3 visits is covered by the insurance policy.
● Per day Hospital Allowance: From $50 to $500.
● Licenced ground ambulance services.
● Transportation: The policy will pay for a single round trip airfare. A cost of $2,500 is also granted for commercial accommodation and meals.
● Food and Accommodation: The maximum coverage that the insurance policy offers is $2,000.
● Accidental Death and dismemberment: The maximum coverage for accidental deaths with a cost of $50,000.
● Flight Accident Coverage: In case of any flight accident, the insurance policy will cover a maximum cost of $50,000.


Travel Shield Comprehensive Plan

Facilities:


● Accommodation for Hospitals: The insurance will take care of the coverage for a semi-private room and ICU.
● Healthcare Services: Only cater to medical services that are under the supervision of licensed physicians.
● Diagnostic Services: The insurance policy does not cover the costs for MRI, CAT, biopsies, and ultrasound.
● Medicine Prescriptions: The policy-holder can enjoy a drug coverage of $1,000.
● Private Hospitality Needs: The insurance can entertain private nurse expenses under a range of $5,000.
● Paramedical Services: You can enjoy maximum coverage of $5,00 for paramedical services.
● Dental Services: The policy covers an expenditure of $4,000 for serious dental treatment like accidental injury and $500 for general pain.
● Follow-up Visits: The cost of 3 visits is covered by the insurance policy.
● Per day Hospital Allowance: From $50 to $500.
● Emergency air ambulance services.
● Transportation: The policy will pay for a single round trip airfare. A cost of $2,500 is also granted for commercial accommodation and meals.
● Food and Accommodation: The maximum coverage that the insurance policy offers is $2,000.
● Optical Medical Services: The insurance policy will cover an amount of $1000 for eye examinations.
● Physical Health Check-Ups: A coverage of $5250 will be granted to the policy-holder for physical examination.
● Mental Health Coverage: The maximum coverage for psychologist and psychiatrist visits is $1000.
● Maternity Coverage: The insurance will take care of the maternity expenses with a maximum amount of $5000.
● Vaccination: The maximum coverage for vaccines is $100.
● Accidental Death and Dismemberment: The maximum coverage for accidental deaths with a cost of $50,000.
● Flight Accident Coverage: In case of any flight accident, the insurance policy will cover a maximum cost of $50,000.